Processing Cost Suppressor

Eliminate the expense that comes with accepting card payments by passing these costs on to the customer using a “Cash Discount” program.






Debit p/trans


per Month

* rates listed pertain to the Acquirer Managed option of the Cash Discount Program

A Cash Discount program is a method of implementing a service fee to all customers who pay with a card, while providing a discount to those who pay with cash.

Isn't this a Surcharge?

In short, no. Cash discount is where merchants offer a discount on the posted price for cash customers, whereas a surcharge is when additional fees are added to the posted price for customers paying by card.

What are the benefits?

Reduced Fees

The most obvious benefit for merchants adopting a cash discount program is reduced or eliminated processing costs.

Increase Cash Payments

Offering a discount incentivizes cash payments meaning instant access to funds and consistent cash flow, as processing times are eliminated.

Reduction in Chargebacks

As frequency of card payments declines, the risk of chargebacks & likelihood of fraud also decreases.

Merchant Managed

The fees collected are deposited to your account as batched settlements. After each billing period, the account is debited for the total service fees collected over the course of the billing cycle.

Acquirer Managed

The processor removes the surcharge fees you collected prior to sending the funding file to your account. No debit of the surcharge fees will appear on your account at the end of the period.

Cash Discount Terminals

2.4" color screen
µ-USB charging/data port
PIN via key-pad

Link 2500

2.4" color screen
BT, WiFi, 2G/3G/4G
PIN via keypad

Dejavoo Z1

5" color touchscreen
5MP code-scanning camera
PIN on glass

Poynt 5

Ethernet & WiFi
Magstripe, EMV, & mobile wallet
2.8" color display
Built-in thermal printer
USB tethering
24W dedicated power-input

Desk 3500

Ethernet & WiFi
Magstripe, EMV, & mobile wallet
3.5" color touchscreen display
HTML5 app ecosystem
Built-in thermal printer
32W dedicated power-input

Desk 5000

Ethernet, WiFi
Magstripe, EMV, mobile wallet
3.5” Color touchscreen
Built-in thermal printer
USB tethering
2000mAh LI-ion battery

Dejavoo Z11

Ethernet, WiFi, BT
Magstripe, EMV, & Mobile Wallet
4" touch-screen color display
.3 MP fixed-focus front camera
Built-in thermal printer
USB tethering
720 mAh LI-ion battery

Poynt Smart Terminal